Cheap Auto Insurance

Cheap Auto Insurance

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    Save Up To $541!

    The average customer that compares rates saves $541 on their auto insurance premium.

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    Save Time

    It only takes an average of 4 1/2 minutes to get a quote. You can do it on your lunch break!

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    Companies Compete

    You fill out a quote, companies compete for your business. It’s that easy!

Frequently Asked Questions

Simply click on the “Get Quotes” button above to get started!

You will be taken to our auto insurance quote form where you’ll be asked to enter you zip code.

From there you will need to fill out the form, starting with year/make/model of your vehicle and continuing on with personal information related to where you live and your driving record.

You should be able to fill this out in a minute, maybe 2. It’s fairly quick.

After you’re done with the form you will be shown a list of companies such as GEICO, Progressive, Esurance, .etc and you can then choose to click on each and fill out a form there for even more rates!

The goal is to get as many quotes as possible and each quote only takes a few minutes. Only online will you find getting quotes this easy!

As always there’s absolutely no obligation to buy. Quotes are 100% free and are presented for comparison purposes to help you make an informed decision.

How much you save depends on a lot of factors, including the vehicle you drive, the area you live in, your personal information such as age/sex, and of course your driving record!

That being said, the average auto insurance policy nationwide is $1,566/yr and those who compare rates online typically save $541 or more.

Keep in mind, though. Cheapest isn’t always the best. You want to find the right coverage for your needs at the best possible price and that’s exactly what AutoInsurance.li was created for – to present you with the best options.

It’s probably even more important to compare rates if you have a DUI, DWI or any other major infraction that typically causes a rate increase and/or the need to file an SR-22.

Since your premium is likely going to be higher than average, comparing prices is going to be your best option to save.

Right here! The majority of those 55 or older qualify for lower rates on average simply because they tend to drive less and are deemed a more responsible driver. 

The best way to find the lowest rates for seniors is to compare plans online, and there’s no better place to do that than right here.

This really is the age-old question and one that we simply can’t answer on a one-size-fits-all basis.

Typically non-standard carriers such as Progressive, GEICO, SafeAuto, Esurance & The General tend to offer the most inexpensive rates as a nationwide average but don’t let that fool you. There are 100’s of auto insurance companies that have fantastic rates (and great coverage) that can beat their price – you just have to find them.

That’s why AutoInsurance.li was created, to help people like you find the best possible rate by comparing as many insurance companies as possible, all in the effort to provide you with the right coverage at the cheapest possible price.

We wrote an article detailing the types of discounts you’ll find at insurance companies including…

  • Good Student
  • Safe Driver
  • Homeowner
  • Defensive Driving Courses
  • Safety Devices
  • ..and more!

The long answer to this question is “…it depends”, because it truly does. You can find discounts up to 50% for students that are away at college, and good drivers are always rewarded, so if you fit that bill – you’ll definitely find lower rates.

However, don’t worry if you don’t. Our insurance comparison tool was designed to match you with the best insurance companies in your area and we’re positive you’ll find savings over your current insurance policy whether or not you qualify for most discounts.

Accident forgiveness is a term that’s used by insurance companies to explain a benefit that’s provided in the event of an accident.

In simple terms it’s come to mean that your first accident will be forgiven, and your rates won’t rise because of it.

There are of course exceptions and stipulations, but for the most part if your policy includes this language you won’t see a premium increase in the event of an accident.

When people say basic or minimum insurance they’re typically referring to the minimum amount of auto insurance coverage that their state requires.

When you get a quote whether online, in-person or over the phone the quote will automatically default to the minimum amount of coverage based on your state, from there you can choose to add or increase coverages and limits.

To help you out, we’ve included a list detailing every state and their minimum required coverage.

Keep in mind that this can vary dramatically from state-to-state and that the “minimum” typically means Bodily Injury and Property Damage  but many states are including UM/UIM (UnderInsured and UnInsured) coverage in addition to PIP (Personal Injury Protection) and often this basic coverage is not enough to protect you, or your assets in the event of a major accident.

How To Get An Auto Insurance Quote

…In 4 Easy Steps

  • 01

    Click the “Get Quotes!” button at the top of the page.

  • 02

    Fill out the form, it only takes about 4 1/2 minutes on average!

  • 03

    You will see a list of companies to choose from to get quotes. Companies like Progressive, GEICO, Esurance & More. You should click on every company in the list and get as many quotes as you can!

  • 04

    You will be presented with your binding rates. You can choose to purchase, save or walk away. There is 100% no-obligation to buy!